I said I won't use plastic... but I did, I did, I did! Hmmmph.
I used it for groceries and maternity clothes!
It's so hard to stop spending when you need new things. I rarely buy new clothes, but I have to buy lots now because I'm getting bigger by the day. All my pants don't fit! All my shirts don't fit! I even need new underwear!
I figured if I can't completely stop shopping, the best thing to do is to shop responsibly. Two days ago I went to Megamall to pick up my contact lenses. And lo and behold, temptation of all temptations... it was mid-year sale! Gosh! All those shoes on sale! (BTW, all my shoes don't fit either!) I went through the shoes section and caressed ever so longingly a lovely short-heeled strappy and studded sandals. But I had to say goodbye. It was so sad and painful.
What I needed urgently was new pants. So to the maternity section I marched without looking back. I found one comfy pair of pants that the sales lady said I could use until I pop my baby out. So there, I bought pants - they weren't on sale though.
I have to start again. I have been in a state of panic for the past month and its not doing me any good. I just have to stop, breathe, and calm down. I never thought that I will ever be in my wits ends because of money. But I am... I mean was... I have to calm down now.
At the moment, we are financially ok. I still have some credit card debt but I can fully pay that within two months. Which means I can't leave my job yet. I still need the paycheck to pay off the debt and the extra money to save for the Siomai shop.
I have two credit cards, and I must say I have been a very responsible user. I fully pay my debt at the end of every month. I usually use my cards for groceries and for buying clothes. But, for now - NO PLASTIC! This will save me from incurring additional debt that I may not be able to pay on time after quitting my job. And, most importantly, this will restrict my shopping!
First baby for me and my hubby... just reached the 5 month mark. Haven't blogged lately because of the commotion over me having a baby and of course work. But I need to vent now.
I so want to quit my job really really soon, but I'm just scared. I'm not sure if we could survive with my husband's salary alone... actually I'm sure we won't - with the new baby. But I don't want to work and leave my baby, I want to take care of my baby.
I'm exploring to get into some home-based business.... but I'm just plain scared! There's so many things that can go wrong. Waaah! Here are my options:
Open a siomai shop near our home, near a campus
Open an online bridal store
I need to jump into something really soon or I won't be ready when my baby comes. Oh dear, I might as well go into both of these.